Home Buying · Closing Costs It’s a line on your closing statement that’s easy to resent and hard to understand. Here’s what title insurance really protects, the two kinds, and why one is required and the other is up to you. Of all the costs at a real estate closing, title insurance might be the … Read more
Home Buying · Rural Property City buyers never think about where the wastewater goes. On a rural property, it can be a buried system you’ll own, maintain, and one day pay thousands to replace. When you buy a house in the city, you almost never think about what happens after you flush. The water leaves, … Read more
Property · Deeds & Rights “Subject to easements of record” is easy to skim past at closing. It can also mean a stranger has a permanent legal right to use part of the land you just bought. Somewhere in the paperwork for almost every property is a phrase like “subject to easements, covenants, and restrictions … Read more
Home Buying · Due Diligence A 40-page report full of “deficiencies” can panic any buyer. The skill is telling the cosmetic nitpicks from the few findings that should actually change your decision. The home inspection report arrives, and it’s terrifying. Forty, fifty, sometimes seventy pages, packed with red-highlighted items, photos of corrosion and cracks, and … Read more